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The Citizens Bank is a locally owned, independent institution that has provided service to Mississippi since 1908.

The bank offers a full suite of personal checking, savings and business products.

  • Personal Checking & Savings

    Simply Basic Checking

    Simply Basic Plus Checking

    Advantage Checking (available to customers 55 and older)

    Now Checking

    e-Vantage Checking (earns a competitive rate of interest)

    Square One Checking (designed to help customers who have previously experienced bank account challenges)

    Student Checking

    Money Market Checking

    Citizens Solid Gold Savings

    Cash Stash Savings (each time you use your debit card the purchase will round up to the nearest dollar and the difference will be transferred from the checking account into the customers Cash Stash savings account)

    Student and Kids Savings

    Sprout Account

    College Bonus Savings

    Christmas Club

    Certificate of Deposits

    Individual IRA Accounts

    Online Banking

    Free Bill Pay

    Mobile Banking

    Mobile Deposit Capture

  • Business Products & Services

    Business Checking

    Business Now Account

    IOLTA Accounts

    Business Money Market Account

    Business Savings Account

    Certificate of Deposit

    Business Loans

    Merchant Services

    Visa Debit Cards

    Business Credit Cards

    Cash Management

    Remote Deposit Capture

775 North Jackson Street
Kosciusko, MS 39090

(662) 289-4356

Mon-Thur: 8:30am-4:00pm
Fri: 8:30am-5:00pm
Sat: 9:00am-12:00pm (Drive-in only)